From the moment we first meet, to the closing table, we are dedicated to meeting all your goals and expectations throughout the loan process.
– John Palmer
Fixed Rate Mortgage
The most common loan option that has monthly payments that never change throughout the life of the loan. Making it the most appealing option
Adjustable Rate Mortgage (ARM)
This option typically has a fixed interest rate for a set period of time-based on the terms of the loan before the rate adjusts to market conditions.
Backed by private lenders, Conventional loans provide additional flexibility and have extremely competitive rates for home buyers.
Insured by the Federal Housing Administration (FHA), this loan option gives borrowers access to low mortgage rates with a minimal down payment.
For serving our country, Veterans receive phenomenal loan options that do not require down payments and have lower interest rates.
This loan option has higher loan limits than any other option available while providing competitive rates and ample flexability.
For homebuyers purchasing in rural or suburban areas, this loan requires no down payment for homes located in eligible locations defined by USDA.
At Palmer Lending, we provide a variety of loan options from our investors that give our buyers a competitive advantage.